Georgia v0.8
General information
- API base URL: https://open-banking-api.paysera.com/xs2a/georgia/0.8/v1
- NextGenPSD2 XS2A Framework Georgia Conformity:
Georgian Open Banking specification
You can find more details on how the APIs work, including sample queries and implementation guidelines, in the Georgian Open Banking specifications. The link above redirects to the Implementation Guidelines.
TPP identification policy
QWAC verification
To access the production API, a valid QWAC certificate for XS2A is required. The following conditions must be met:
- The certificate must be issued by a trusted Open Banking certificate authority recognized in Georgia.
- The certificate must not be suspended or revoked.
- The certificate must be validated via OCSP (Online Certificate Status Protocol).
- All valid certificate testing mechanisms, including OCSP, must comply with international standards and best practices.
If any of the conditions are not met, the connection is terminated, and the TPP receives an HTTP 403 response (Access forbidden).
Market test requirements
To participate in the market test, the TPP must fulfill the following requirements:
- Obtain a valid certificate from a Georgian certification authority.
- Have one or more Paysera accounts with sufficient funds.
Getting started
To begin, contact Paysera and provide a description of how you plan to use the API. Include:
- The specific APIs that you intend to use.
- Whether they will be used with the
Production
environment.
General settings
SCA Approach | Supported | |
---|---|---|
Redirect OAuth 2.0 workflow |
✔ | |
Decoupled workflow |
✖ | |
Embedded workflow |
✖ |
Account Information Service
Services |
Supported | |
---|---|---|
Support of multiple consents |
✖ | |
Support of Signing Baskets |
✖ | |
Support of Card Accounts Endpoints |
✖ | |
Support display of Account ownerName and ownerNames |
✖ | |
Support display of Account psuName |
✖ | |
Owner name always delivered without taking into account the consent scope |
✖ | |
Support of Trusted Beneficiaries endpoint |
✖ | |
Support of Multilevel SCA Approach |
✔ | |
Maximum Frequency Per Day Value Supported on Consent Request |
4 | |
SCA Validity for a current consent |
90 days | |
SCA Validity for a one-off consent |
1 hour | |
Consent establishment Timeout |
1 day | |
Support of parameter withBalance on APIs |
✖ | |
Supported Account Reference Identifiers |
IBAN | ✔ |
MaskedPan | ✖ | |
BBAN | ✖ | |
Consent scope | Dedicated consent (List of accounts) | ✔ |
Dedicated consent - Support of ownerName in additionalInformation property | ✖ | |
Dedicated consent - Support of trustedBeneficiaries in additionalInformation property | ✖ | |
Bank-offered consent | ✔ | |
Global consent - availableAccounts = allAccounts | ✔ | |
Global consent - availableAccountsWithBalance = allAccounts | ✖ | |
Global consent - allPsd2 = allAccounts | ✔ | |
Global consent - availableAccounts = allAccountsWithOwnerName | ✖ | |
Global consent - availableAccountsWithBalance = allAccountsWithOwnerName | ✖ | |
Global consent - allPsd2 = allAccountsWithOwnerName | ✖ | |
Supported Access for MultiCurrency Accounts |
✔ | |
Multicurrency level | Aggregation level | ✔ |
Sub-account level | ✔ | |
Aggregation & sub-account level | ✖ | |
Balance Type | closingBooked | ✖ |
expected | ✖ | |
openingBooked | ✖ | |
interimAvailable | ✔ | |
interimBooked | ✔ | |
forwardAvailable | ✖ | |
Supported Transactions Query Parameters | bookingStatus = booked | ✔ |
bookingStatus = pending | ✔ | |
bookingStatus = both | ✔ | |
bookingStatus = all to request all types of transactions (pending, booked and information) at once | ✖ | |
dateFrom | ✔ | |
dateTo | ✔ | |
entryReferenceFrom | ✖ | |
deltaList | ✖ | |
Support of Standing orders endpoint (bookingStatus=information) | ✖ | |
Supported optional transaction information (Standing Orders) | debtorName | ✖ |
instructionIdentification | ✖ | |
remittanceInformationUnstructuredArray | ✖ | |
remittanceInformationStructuredArray | ✖ | |
creditorAgent | ✖ | |
debtorAgent | ✖ | |
balanceAfterTransaction | ✖ |
Payment Initiation Service
Services |
Supported | |
---|---|---|
Support of Signing Baskets |
✖ | |
Payment initiation timeout |
15 minutes |
|
Support of PIS without IBAN - Retrieval of debtor accounts with AIS flow |
✖ | |
Selection of debtor account on CBS pages when payment submission without IBAN |
✖ | |
Funds Availability on Payment Status Information (implicit FCS over PIS) |
✖ | |
Support of TPP-Rejection-NoFunds-Preferred Header |
✖ | |
Support payment status notification (instant payment only) |
✖ | |
Mandatory Authorisation on Payment Cancellation |
✖ | |
Supported Access for MultiCurrency Accounts |
✔ | |
Support display of ownerNames in payment status request |
✖ | |
Support display of psuName in payment status request and SCA status request |
✖ |