Payment Methods Reference

Available payment methods and their capabilities.

Paysera Checkout supports multiple payment methods across different countries. Payment method availability depends on your merchant configuration.

Currently Available

These payment methods are currently available in production:

Bank Transfers (PIS)

Method	Key	Countries	Type
Swedbank	swedbank	LT, LV, EE	Bank Transfer
SEB	seb	LT, LV, EE	Bank Transfer
Luminor	luminor	LT, LV, EE	Bank Transfer
Citadele	citadele	LT, LV	Bank Transfer
LHV	lhv	EE	Bank Transfer
Coop	coop	EE	Bank Transfer
Nordea	nordea	FI	Bank Transfer
Artea Bank	artea	LT	Bank Transfer
Urbo Bank	urbo	LT	Bank Transfer
Revolut	revolut	EU-wide	Bank Transfer
Paysera	paysera	LT, LV, EE	Bank Transfer

Card Payments

Method	Key	Type
Credit/Debit Cards	card-payment	Card Payment
Apple Pay	apple-pay	Digital Wallet

Coming Soon

Method	Type
Google Pay	Digital Wallet

note

Google Pay is pending approval. Contact your account manager for the latest status.

Querying Available Methods

Get All Methods

curl -X GET "https://api.paysera.com/checkout-project/integration/v1/methods" \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN"

Filter by Amount and Currency

curl -X GET "https://api.paysera.com/checkout-project/integration/v1/methods?amount=2500&currency=EUR" \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN"

note

Filtering is applied only when both amount and currency are provided. There is no country query parameter — supported countries appear per method in the available_countries field.

Response

{
  "items": [
    {
      "key": "swedbank",
      "title": "Swedbank",
      "description": "Pay via Swedbank online banking.",
      "type": "banklink",
      "flow": "redirect",
      "available_countries": ["LT", "LV", "EE"],
      "available_currencies": {
        "EUR": { "main": true }
      }
    },
    {
      "key": "card-payment",
      "title": "Credit/Debit Card",
      "description": "Pay via credit or debit card.",
      "type": "card",
      "flow": "redirect",
      "available_countries": ["LT", "LV", "EE", "PL"],
      "available_currencies": {
        "EUR": { "main": true },
        "USD": { "main": false }
      }
    }
  ]
}

Response Fields

Field	Type	Description
key	string | null	Unique identifier for pre-selection
title	string	Display name of the payment method
description	string | null	Detailed description of the payment method
type	string	Method type: card, banklink, wallet, or pis
flow	string	Flow type: redirect or decoupled
available_countries	array<string>	List of ISO 3166-1 alpha-2 country codes
available_currencies	object	Map of currency code → { main: boolean }. main: true marks the primary currency for that method.

Pre-selecting a Payment Method

Skip the payment method selection screen by specifying the method when creating a payment link:

curl -X POST https://api.paysera.com/checkout-payment-link/integration/v1/payment-links \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "order_id": "order-uuid",
    "name": "Order #12345",
    "experience": {
      "language": "en"
    },
    "purchase": {
      "amount": 2500
    },
    "payment_details": {
      "key": "swedbank",
      "country_code": "LT"
    }
  }'

SDK Usage

Get Payment Methods

<?php

use Paysera\CheckoutSdk\Entity\PaymentMethodFilter;

$paymentsFacade = $sdk->getPaymentsFacade();

// Get all methods
$methods = $paymentsFacade->getPaymentMethods();

// Filter by amount and currency
$filter = new PaymentMethodFilter(
    amount: 2500,      // €25.00 in cents
    currency: 'EUR'
);
$filteredMethods = $paymentsFacade->getPaymentMethods($filter);

// Display methods
foreach ($filteredMethods as $method) {
    echo sprintf(
        "%s (%s) [%s/%s] countries: %s\n",
        $method->getTitle(),
        $method->getKey() ?? 'n/a',
        $method->getType(),
        $method->getFlow(),
        implode(', ', $method->getAvailableCountries())
    );
}

Pre-select Method in Payment Link

<?php

$linkRequest = $paymentsFacade->buildPaymentLinkCreateRequest([
    'name' => 'Order #12345',
    'lifetime' => 3600,
    'payment_details' => [
        'key' => 'swedbank',           // Pre-select Swedbank
        'country_code' => 'LT',        // Lithuania
        'purpose' => 'Order #12345',   // Payment description
    ],
    'purchase' => [
        'amount' => 2500,
    ],
]);

Error Handling

Validation Errors

When payment_details.key references an unavailable method, the create-payment-link endpoint returns:

{
  "error": "invalid_request",
  "error_description": "Validation failed",
  "error_properties": {
    "payment_details.key": ["Payment method is not available for this configuration"]
  }
}

Authentication Failure

{
  "error": "unauthorized",
  "error_description": "Authentication is required to access this resource"
}

Related Documentation

• Payment Links - Creating payment links with method pre-selection
• Currencies Reference - Supported currencies